Centum vs 4 Pillars Consulting Group Franchise Comparison

Below is an in-depth analysis and side-by-side comparison of Centum vs 4 Pillars Consulting Group including start-up costs and fees, business experience requirements, training & support and financing options.

Start-Up Costs and Fees

 
Centum Franchise
4 Pillars Consulting Group Franchise
Investment $100,000$50,000 - $65,000
Franchise Fee N/AN/A
Royalty Fee --
Advertising Fee --
Year Founded 2002-
Year Franchised 2002-
Term Of Agreement --
Term Of Agreement --
Renewal Fee --


Business Experience Requirements

 
Centum Franchise
4 Pillars Consulting Group Franchise
Experience --

Financing Options

 
Centum Franchise
4 Pillars Consulting Group Franchise
  In-House/3rd PartyIn-House/3rd Party
Franchise Fees -/--/-
Start-up Costs -/--/-
Equipment -/--/-
Inventory -/--/-
Receivables -/--/-
Payroll -/--/-

Training & Support

 
Centum Franchise
4 Pillars Consulting Group Franchise
Training --
Support --
Marketing --
Operations --

Expansion Plans

 
Centum Franchise
4 Pillars Consulting Group Franchise
US Expansion --
Canada Expansion No-
International Expansion No-

Company Overviews

About Centum

Centum Financial Group Inc. is a federally incorporated company that is part of a global network of franchise organizations that includes financial services, real estate, travel services and hotel accommodations. Launched in October 2002, the CENTUM network has rapidly grown to include over 175 member locations that employ over 1200 mortgage agents across Canada.

About 4 Pillars Consulting Group

The founders of 4 Pillars Consulting Group Inc. have seen the Canadian Insolvency Industry continue to grow over the last several years. Consumers are carrying more debt than ever before; with the average Canadian household having approx $67,000 of debt; with total consumer debt plus mortgage debt now equal to 105% of disposable income. The average household debt is equivalent to 121% of disposable income. (source: The Vanier Institute of the Family, The Current State of Canadian Family Finances) In today’s economy, more and more Canadians are living beyond their means, thus causing increased financial stresses and bankruptcy.
4 Pillars Consulting Group Inc. has been very successful in helping thousands of clients to avoid bankruptcy and eliminate large portions of personal and business-related debt.4 Pillars Consulting Group Inc. has developed a reputation for excellence in customer service. We provide a complete and effective range of debt reduction services! With our Corporate Head Office based in Port Coquitlam, British Columbia, and 12 offices coast to coast.4 Pillars Consulting Group Inc. provides specific financial restructuring services to clients who are suffering from excessive debt, or cash flow difficulties. These services include reduction of unsecured debt, cash flow analysis, reduction of monthly payments, 0% interest repayment schedules and professional contact with creditors. The company provides a specialized service that other firms do not provide - as a Turnaround Consultant and Franchisee with 4 Pillars you work for and represent the Debtor, not their Creditors.