IslandTime Treasures vs Charter Financial Franchise Comparison

Below is an in-depth analysis and side-by-side comparison of IslandTime Treasures vs Charter Financial including start-up costs and fees, business experience requirements, training & support and financing options.

Start-Up Costs and Fees

 
IslandTime Treasures Franchise
Charter Financial Franchise
Investment $11,000 - $26,350$195
Franchise Fee $7,500N/A
Royalty Fee 10%-
Advertising Fee 2%-
Year Founded 20111997
Year Franchised 20121999
Term Of Agreement 10 years-
Term Of Agreement 10 years-
Renewal Fee N/A-


Business Experience Requirements

 
IslandTime Treasures Franchise
Charter Financial Franchise
Experience

*Total net worth requirement $75,000 *Marketing skills *Must enjoy being around kids and giving out lots of smiles!

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Financing Options

 
IslandTime Treasures Franchise
Charter Financial Franchise
  In-House/3rd PartyIn-House/3rd Party
Franchise Fees -/--/-
Start-up Costs -/--/-
Equipment -/--/-
Inventory -/--/-
Receivables -/--/-
Payroll -/--/-

Training & Support

 
IslandTime Treasures Franchise
Charter Financial Franchise
Training

*Online 4 Hours (Prior to Initial Training) *At corporate headquarters location 2 Days

Our training is a "packaged" offer that comes with: Excellent Home Study Manual - "Building Wealth Together" Online Training Materials Weekly Tele-Seminar Training Sessions
Support

*Purchasing co-operatives *Newsletter *Regional/national meetings *Toll-free telephone line *Grand opening *Internet support *Field operations & evaluations *Lease negotiations

Newsletter Meetings Advertising/Marketing Technical Support Online Support Phone Support
Marketing

Ad slicks

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Operations

*Absentee ownership of franchises allowed *Average number of employees a franchisee would need to run a typical franchised unit 1-2 *The franchise can be run from home.

- Business can be run from home. - Business can be run part-time. - Business can be added on to an existing business.

Expansion Plans

 
IslandTime Treasures Franchise
Charter Financial Franchise
US Expansion YesYes
Canada Expansion --
International Expansion Yes-

Company Overviews

About IslandTime Treasures

Much like Build-a-Bear Workshop - We make school and church fundraisers, events, fairs, weddings, and parties a truly unforgettable experience by providing a unique, hands-on art experience for folks of all ages that are as entertaining as they are educational. Our affordable sand impression art experience provides the ability for a customer to build their own treasure utilizing our mobile sandboxes. Our affordable ($10 - $40 per item average) sand impression art experience provides the ability for a customer to build their own treasure in three short steps: Step 1 - They choose a treasure form in a variety of shapes and sizes, or use their hand or footprint. Step 2 - They decorate the treasure sand impression with island bling, including shells, sea glass, rocks, or tons of other cool items. Step 3 - We pour in our special Island Mud. 15 minutes later... voila! Their project is done and ready to go! The IslandTime Treasures franchise opportunity is available in two business formats, depending on your business needs and goals. Franchise investment levels start at an affordable $15,900 and include a comprehensive startup kit that has everything you need to begin scheduling events and making money. - Mobile Unit Enjoy the freedom of a part-time home based business to make money! IslandTime Treasures owners (aka Island Guides) provide our unique product experience for birthday parties, events, fairs, school and church fundraisers, plus many other venues. Mobile unit owners receive a minimum protected territory of 200,000 in population. Mobile unit operators can also grow sales in their territory through the ownership of additional retail kiosks and cart units. - Kiosk & Cart Generate more revenue with the addition of a cart or kiosk! For resorts, camps, theme parks, zoo's, malls, and other public venues, our retail fixed kiosks or mobile carts are "customer magnets" and can provide excellent incremental income. IslandTime Treasures kiosks and carts are customized to fit your facility and can be operated part-time or year-round, depending on your requirements. Kiosk and cart locations do not receive a protected territory and are restricted to doing retail business at the installed location.

About Charter Financial

Looking for the perfect business to work during this bad economy? Our business is one of the few that is actually prospering during these bad economic times because we offer a very valuable financial service to our customers. If you have interest in helping people in need, while making a great income at the same time, then NOTE BROKERING would be great for you. Note Brokering is THE BEST business to work during a bad economy! Our company, Charter Financial, is a national purchaser of owner financed mortgages, land contracts, deeds of trust, structured court settlements, annuities, lottery winnings, business notes and WE NOW PURCHASE NON-PERFORMING BANK LOANS TOO. Here's how it works - There are literally millions of people around the country who are receiving payments from these types of notes. The only problem is that these people have to wait years and years to collect the money that is owed them. Most of them would prefer a lump sum of cash now for their "notes" but don't know who to sell them to, since banks can't help them. We help these individuals by providing them with a lump sum of cash now in exchange for the rights to receive their future payments. You can get in on the action by finding these note holders for us. We teach you how to locate them and all you do is bring the deals to us and YOU EARN HUGE REFERRAL FEES each time. Our business has never been better because there are so many people who are in need of cash and because of this, note holders are selling their notes at a record pace. Also, there are thousands and thousands of new owner financed real estate notes and land contracts being created everyday, because banks are still not lending. Add it all up and you can see that NOW IS THE TIME to work this great business. You can work this business from anywhere in the country with no territorial restrictions and you make your own schedule. You may work on a part-time basis in addition to your present job or you can work the business on a full-time basis. We train our own consultants so that you know exactly how to locate these note holders and you know exactly how to get the deals to us. Performance Bonus - $195 for your first deal, $250 for your second and $500 on your third. These bonuses are in addition to the fees you will be earning on each transaction. We do all the paperwork for you on your deals (at no cost to you) 30 Day Money Back Guarantee We are the industry leader and have been in business for over 15 years. We are an A-Rated BBB Company and we offer the best training and support in the industry. By working together, we can both profit. The fees that you earn from each deal range from a thousand dollars to $50,000+. The average fee is around $3,000 per transaction and the average amount of time spent on each deal is around 1 to 2 hours.