4 Pillars Consulting Group vs Lendio Franchise Comparison

Below is an in-depth analysis and side-by-side comparison of 4 Pillars Consulting Group vs Lendio including start-up costs and fees, business experience requirements, training & support and financing options.

Start-Up Costs and Fees
	4 Pillars Consulting Group Franchise	Lendio Franchise
Investment	$50,000 - $65,000	$30,150 - $117,100
Franchise Fee	N/A	$28,000 - $46,000
Royalty Fee	-	to4K/mo.
Advertising Fee	-	2%
Year Founded	-	2011
Year Franchised	-	2016
Term Of Agreement	-	-
Term Of Agreement	-	-
Renewal Fee	-	-
Business Experience Requirements
	4 Pillars Consulting Group Franchise	Lendio Franchise
Experience	-	- Desire to build a business - Commitment to the Lendio Mission - Strong connection to your local community - Exceptional Networking skills in your local Small Business Community - $50-$60K in Liquid Capital
Financing Options
	4 Pillars Consulting Group Franchise	Lendio Franchise
	In-House/3rd Party	In-House/3rd Party
Franchise Fees	-/-	-/-
Start-up Costs	-/-	-/Yes
Equipment	-/-	-/Yes
Inventory	-/-	-/Yes
Receivables	-/-	-/Yes
Payroll	-/-	-/Yes
Training & Support
	4 Pillars Consulting Group Franchise	Lendio Franchise
Training	-	On-The-Job Training: 15 hours Classroom Training: 35 hours Additional Training: Ongoing
Support	-	Newsletter Meetings/Conventions Toll-Free Line Grand Opening Online Support Security/Safety Procedures Field Operations Proprietary Software Franchisee Intranet Platform
Marketing	-	Ad Templates National Media Social media SEO Website development Email marketing
Operations	-	-
Expansion Plans
	4 Pillars Consulting Group Franchise	Lendio Franchise
US Expansion	-	Yes
Canada Expansion	-	-
International Expansion	-	-

Company Overviews

About 4 Pillars Consulting Group

The founders of 4 Pillars Consulting Group Inc. have seen the Canadian Insolvency Industry continue to grow over the last several years. Consumers are carrying more debt than ever before; with the average Canadian household having approx $67,000 of debt; with total consumer debt plus mortgage debt now equal to 105% of disposable income. The average household debt is equivalent to 121% of disposable income. (source: The Vanier Institute of the Family, The Current State of Canadian Family Finances) In today’s economy, more and more Canadians are living beyond their means, thus causing increased financial stresses and bankruptcy.

4 Pillars Consulting Group Inc. has been very successful in helping thousands of clients to avoid bankruptcy and eliminate large portions of personal and business-related debt.4 Pillars Consulting Group Inc. has developed a reputation for excellence in customer service. We provide a complete and effective range of debt reduction services! With our Corporate Head Office based in Port Coquitlam, British Columbia, and 12 offices coast to coast.4 Pillars Consulting Group Inc. provides specific financial restructuring services to clients who are suffering from excessive debt, or cash flow difficulties. These services include reduction of unsecured debt, cash flow analysis, reduction of monthly payments, 0% interest repayment schedules and professional contact with creditors. The company provides a specialized service that other firms do not provide - as a Turnaround Consultant and Franchisee with 4 Pillars you work for and represent the Debtor, not their Creditors.

About Lendio

Lendio makes business loans easy by helping small business owners skip the leg work of looking for a small business loan. Instead of filling out dozens of applications, one application is all they need.
As a Lendio Franchisee you will be able to help small business owners find the loan they need to grow their business by leveraging Lendio’s business loan marketplace. By helping your clients complete a single application, they will be reviewed by over 75 lenders, taking the headache of loan applications out of the equation!