Oag Indirect Partners With Payless Car Sales

OAG Indirect, one of the nation's leading auto finance companies, announced today that it has agreed to partner with Payless Car Sales to provide custom retail financing services to Payless Dealers in 48 states. This agreement will provide custom finance options to Payless Dealers across the country and drive quality auto finance business to OAG Indirect.

"An alliance with Payless Car Sales is a positive step for OAG Indirect at this stage in our development," said Jared Kasper, President and CEO of OAG Indirect. "The high quality of Payless Dealers and the planned expansion of the Payless Franchise Network ensure the program will be a success for both companies." Payless Car Sales, a subsidiary of Avalon Global Group, Inc. and a sister company to Payless Car Rental System, Inc., launched a new franchise program for dealers in 2001, allowing them to leverage the national Payless brand image with any pre-existing identity in their local markets. The franchise program includes an assortment of features and benefits for dealers, including Retail Finance Sources, Brand Identity and Image, Floor Plan Finance Sources, Advertising & Promotion Assistance, Training and Support, Vehicle Supply and Systems & Services. OAG Indirect began rolling out its program to Payless Dealers this week.

"We are very excited that Payless Car Sales has entered into a national alliance with a company of OAG Indirect's capabilities and vision. With their customized program for Payless Dealers, quick decisions based on customer credit applications are made in the dealership and they have a process for fast and accurate funding. We are constantly striving to provide solutions to help our Payless Dealers succeed, and OAG Indirect is a tremendous addition to our array of value added products and services," said Rick Stevens, President of Payless Car Sales.

Dealers Excited About New Alliance Dealers that acquire a Payless Car Sales franchise now have a quick and easy program that creates an improved financing process for their customers and generates all necessary paperwork.

"This national alliance between OAG Indirect and Payless Car Sales comes at a time when retail finance sources are difficult to obtain for used car dealers and their customers. OAG has customized an exclusive program for Payless Dealers that will enable them to finance more vehicles for all types of customers. OAG Indirect will be a full spectrum lender for Payless Dealers with attractive rates at all levels. The alliance just makes good sense for everyone - OAG Indirect, Payless Dealers and especially their customers," said Phil Morgan, Master Developer for Payless Car Sales.

About OAG Indirect OAG Indirect is a leader in full-spectrum Credit Union based indirect lending programs for franchise and independent dealers. Offering instant credit decisions and underwriting tools on a wide variety of credit profiles, OAG Indirect gives dealers the ability to deliver more vehicles on the spot without the funding delays and processes of traditional indirect lending. OAG Indirect is based in Tulsa, OK. Website address: http://www.oagindirect.com About Payless Car Sales Payless Car Sales, Inc. is a wholly owned subsidiary of Avalon Global Group, Inc. and a sister company to Payless Car Rental System, Inc., a Florida corporation that serves auto rental locations in more than 100 cities in 15 countries. Payless and Avalon are privately held corporations headquartered in St. Petersburg, Florida and have been involved in franchising since 1971. Payless Car Sales currently has franchise dealerships operating in 13 states. For more information, visit http://www.paylessfranchising.com.

CONTACT: Jared Kasper OAG Indirect 918-622-0056 [email protected] Phil Morgan Payless Franchising 918-252-4700 [email protected]

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