ACE America's Cash Express vs Express Financial Centers Franchise Comparison

Below is an in-depth analysis and side-by-side comparison of ACE America's Cash Express vs Express Financial Centers including start-up costs and fees, business experience requirements, training & support and financing options.

Company Overviews

About ACE America's Cash Express

Founded in 1968, ACE Cash Express is headquartered in Irving, Texas and has locations throughout the U.S. Stores provide financial services such as money orders, small consumer loans, bill payment services, and prepaid local and long-distance telecommunications services.

The public company is traded on the NASDAQ under the AACE symbol.

About Express Financial Centers

Express Financial Centers is a franchise company in the check cashing/payday loan segment. We operate no stores directly, but rely on our well qualified franchisee to run their store based upon our high standard. We are highly focused on building repeat clients At Express Financial Centers we can help enjoy the process of being your own boss with guidance at each step as you need it. That includes everything you need from the initial idea stage to the store opening and beyond. This includes: *Assessing the market in your area for feasibility *Offering site selection options *Lease negotiations that include EFC and professional leasing companies representing you *Build-out options that allow you or EFC to ready the space *Turnkey ready and all levels between *Licensing and Insurance application support *Classroom training and real in-store training at least two locations showing real market conditions *Store opening support including up to one week on site grand opening support *Marketing support that includes current working advertising programs *Part of the EFC membership program that allows customers to go to any EFC locations adding total portability and branding *Ongoing support for any questions as they come up. Live professionals helping you with issues *Internet lead support *Free software upgrades as released Express Financial Center gives you several franchise options to choose from: Full Service Store Front franchise - This is our complete store that includes the complete variety of services. Franchisee fee: $34,500. Estimated total investment $90,600 to $223,500. Royalty: The greater of $300 or 5% of the gross receipts. Usually 1,000 to 1,500 square feet and in retail shopping areas. Small Market Franchise or Store Kiosks - This is our store that for smaller markets or hard to place sites Franchisee fee: $14,500. Estimated total investment $45,600 to $89,500 Royalty: The greater of $300 or 5% of the gross receipts. Usually 750 to 1,000 square feet and in retail shopping area (Kiosks as low as 300 square feet). Express Financial Center conversion - Existing Payday lending/check cashing existing stores that wish to convert to the advantages and added products of EFC. Call for details. Multi-store plan - We have a great plan that gives you the right to buy additional franchisee locations over the next 12 months at reduced costs. Unlike many other franchise operators we allow you reserve an area and get your feet wet in the first location before paying for the future locations. Area Development - This gives a franchisee with significant resources and skills to market many stores to other in given markets. These markets are limited to certain areas.