Interface Financial Corp. vs Centum Franchise Comparison

Below is an in-depth analysis and side-by-side comparison of Interface Financial Corp. vs Centum including start-up costs and fees, business experience requirements, training & support and financing options.

Start-Up Costs and Fees
 
Interface Financial Corp. Franchise
Centum Franchise
Investment $86,800 - $137,800$100,000
Franchise Fee $34,500N/A
Royalty Fee 8%-
Advertising Fee --
Year Founded 19712002
Year Franchised 19912002
Term Of Agreement 10 years-
Term Of Agreement 10 years-
Renewal Fee --


Business Experience Requirements
 
Interface Financial Corp. Franchise
Centum Franchise
Experience
  • General business experience
    		• -

    Financing Options
     
    Interface Financial Corp. Franchise
    Centum Franchise
      In-House/3rd PartyIn-House/3rd Party
    Franchise Fees No/No-/-
    Start-up Costs No/No-/-
    Equipment No/No-/-
    Inventory No/No-/-
    Receivables Yes/No-/-
    Payroll No/No-/-

    Training & Support
     
    Interface Financial Corp. Franchise
    Centum Franchise
    Training Ongoing + On-The-Job Training: 16+ hours Classroom Training: 16 hours Additional Training: By phone/Skype -
    Support Newsletter Meetings/Conventions Toll Free Line Online Support Field Operations Proprietary Software Franchisee Intranet Platform -
    Marketing Ad Templates Website development -
    Operations Franchise can be run from home.

    International franchisees required to buy multiple units/master licenses

    Absentee ownership of franchise is NOT allowed. (100% of current franchisees are owner/operators)

    		-

    Expansion Plans
     
    Interface Financial Corp. Franchise
    Centum Franchise
    US Expansion Yes-
    Canada Expansion NoNo
    International Expansion YesNo

    Company Overviews

    About Interface Financial Corp.

    John T. Sheehy founded The Interface Financial Group in 1972 to help small businesses with their cash flow needs. The franchisees' mission is to provide short-term working capital for small businesses through invoice discounting (factoring). There is no minimum or maximum amount of financing. The company has a co-branding relationship with Ledgers Professional Bookkeeping.
     

    The Interface Financial Group harnesses the power of technology to provide working capital solutions for the largest corporate buyer, the smallest supplier, and everyone in between.


    For nearly fifty years we’ve provided billions of dollars in reliable and affordable funding.

    About Centum

    Centum Financial Group Inc. is a federally incorporated company that is part of a global network of franchise organizations that includes financial services, real estate, travel services and hotel accommodations. Launched in October 2002, the CENTUM network has rapidly grown to include over 175 member locations that employ over 1200 mortgage agents across Canada.