Interface Financial Corp. vs Motto Mortgage Franchise Comparison

Below is an in-depth analysis and side-by-side comparison of Interface Financial Corp. vs Motto Mortgage including start-up costs and fees, business experience requirements, training & support and financing options.

Start-Up Costs and Fees

 
Interface Financial Corp. Franchise
Motto Mortgage Franchise
Investment $86,800 - $137,800 $52,800 - $73,800
Franchise Fee $34,500 $25,000 - $26,500
Royalty Fee 8% $4.5K/mo.
Advertising Fee - $300/mo.
Year Founded 1971 2016
Year Franchised 1991 2016
Term Of Agreement 10 years -
Term Of Agreement 10 years -
Renewal Fee - -


Business Experience Requirements

 
Interface Financial Corp. Franchise
Motto Mortgage Franchise
Experience
  • General business experience
  • -

    Financing Options

     
    Interface Financial Corp. Franchise
    Motto Mortgage Franchise
      In-House/3rd Party In-House/3rd Party
    Franchise Fees No/No Yes/-
    Start-up Costs No/No -/-
    Equipment No/No -/-
    Inventory No/No -/-
    Receivables Yes/No -/-
    Payroll No/No -/-

    Training & Support

     
    Interface Financial Corp. Franchise
    Motto Mortgage Franchise
    Training Ongoing + On-The-Job Training: 16+ hours Classroom Training: 16 hours Additional Training: By phone/Skype On-The-Job Training: Varies Classroom Training: 20 hours
    Support Newsletter Meetings/Conventions Toll Free Line Online Support Field Operations Proprietary Software Franchisee Intranet Platform Purchasing Co-ops Newsletter Meetings/Conventions Toll-Free Line Grand Opening Online Support Security/Safety Procedures Field Operations Proprietary Software Franchisee Intranet Platform
    Marketing Ad Templates Website development Co-op Advertising Ad Templates Regional Advertising Social media SEO Website development Email marketing
    Operations Franchise can be run from home.

    International franchisees required to buy multiple units/master licenses

    Absentee ownership of franchise is NOT allowed. (100% of current franchisees are owner/operators)

    -

    Expansion Plans

     
    Interface Financial Corp. Franchise
    Motto Mortgage Franchise
    US Expansion Yes Yes
    Canada Expansion No -
    International Expansion Yes -

    Start-Up Costs and Fees Mobile

    Investment
    Interface Financial Corp. Franchise
    $86,800 - $137,800
    Motto Mortgage Franchise
    $52,800 - $73,800
    Franchise Fee
    Interface Financial Corp. Franchise
    $34,500
    Motto Mortgage Franchise
    $25,000 - $26,500
    Royalty Fee
    Interface Financial Corp. Franchise
    8%
    Motto Mortgage Franchise
    $4.5K/mo.
    Advertising Fee
    Interface Financial Corp. Franchise
    -
    Motto Mortgage Franchise
    $300/mo.
    Year Founded
    Interface Financial Corp. Franchise
    1971
    Motto Mortgage Franchise
    2016
    Year Franchised
    Interface Financial Corp. Franchise
    1991
    Motto Mortgage Franchise
    2016
    Term Of Agreement
    Interface Financial Corp. Franchise
    10 years
    Motto Mortgage Franchise
    -
    Renewal Fee
    Interface Financial Corp. Franchise
    -
    Motto Mortgage Franchise
    -


    Business Experience Requirements

    Experience
    Interface Financial Corp. Franchise

  • General business experience
  • Motto Mortgage Franchise
    -

    Financing Options

      In-House/3rd Party
    Franchise Fees
    Interface Financial Corp. Franchise
    No/No
    Motto Mortgage Franchise
    Yes/-
    Start-up Costs
    Interface Financial Corp. Franchise
    No/No
    Motto Mortgage Franchise
    -/-
    Equipment
    Interface Financial Corp. Franchise
    No/No
    Motto Mortgage Franchise
    -/-
    Inventory
    Interface Financial Corp. Franchise
    No/No
    Motto Mortgage Franchise
    -/-
    Receivables
    Interface Financial Corp. Franchise
    Yes/No
    Motto Mortgage Franchise
    -/-
    Payroll
    Interface Financial Corp. Franchise
    No/No
    Motto Mortgage Franchise
    -/-

    Training & Support

    Training
    Interface Financial Corp. Franchise
    Ongoing + On-The-Job Training: 16+ hours Classroom Training: 16 hours Additional Training: By phone/Skype
    Motto Mortgage Franchise
    On-The-Job Training: Varies Classroom Training: 20 hours
    Support
    Interface Financial Corp. Franchise
    Newsletter Meetings/Conventions Toll Free Line Online Support Field Operations Proprietary Software Franchisee Intranet Platform
    Motto Mortgage Franchise
    Purchasing Co-ops Newsletter Meetings/Conventions Toll-Free Line Grand Opening Online Support Security/Safety Procedures Field Operations Proprietary Software Franchisee Intranet Platform
    Marketing
    Interface Financial Corp. Franchise
    Ad Templates Website development
    Motto Mortgage Franchise
    Co-op Advertising Ad Templates Regional Advertising Social media SEO Website development Email marketing
    Operations
    Interface Financial Corp. Franchise
    Franchise can be run from home.

    International franchisees required to buy multiple units/master licenses

    Absentee ownership of franchise is NOT allowed. (100% of current franchisees are owner/operators)

    Motto Mortgage Franchise
    -

    Expansion Plans

    US Expansion
    Interface Financial Corp. Franchise
    Yes
    Motto Mortgage Franchise
    Yes
    Canada Expansion
    Interface Financial Corp. Franchise
    No
    Motto Mortgage Franchise
    -
    International Expansion
    Interface Financial Corp. Franchise
    Yes
    Motto Mortgage Franchise
    -

    Company Overviews

    About Interface Financial Corp.

    John T. Sheehy founded The Interface Financial Group in 1972 to help small businesses with their cash flow needs. The franchisees' mission is to provide short-term working capital for small businesses through invoice discounting (factoring). There is no minimum or maximum amount of financing. The company has a co-branding relationship with Ledgers Professional Bookkeeping.
     

    The Interface Financial Group harnesses the power of technology to provide working capital solutions for the largest corporate buyer, the smallest supplier, and everyone in between.


    For nearly fifty years we’ve provided billions of dollars in reliable and affordable funding.

    About Motto Mortgage

    Motto Mortgage was established late October 2016, and sold 50 franchises in its inaugural year. Motto Mortgage is a network of mortgage brokers focused on helping consumers make sense of the home loan process. Motto Mortgage loan originators work hand-in-hand with real estate agents, providing a seamless customer experience from start to finish. With access to a wholesale lending mix, Motto Mortgage network offices provide more home loan options and competitive rates. The model not only creates an ancillary business for current real estate brokerage firms, but also offers opportunities for mortgage professionals seeking to open their own businesses, or independent investors interested in financial services. The company has over 60 franchises open and operating in 28 states

    "Entrepreneur
    #395 in Franchise 500 for 2020.
    #147 in Franchise 500 for 2021.