Estrella Insurance Gives Security Tips For The Holidays Or Anytime

Tuesday, May 27, 2014

Credit Cards

Credit cards are as good as cash and clerks rarely check identification. Most credit card companies hold the owner responsible for all purchases until the card is reported lost or stolen. To prevent credit card loss:

Keep your credit cards in a safe place.
Report any losses immediately.
Check your online statement regularly.
Check your monthly statements for accuracy.
Keep a record of your credit cards and phone numbers to call if they are lost or stolen.

Cash

The tendency to carry large amounts of cash is greater during the holidays. If you must carry cash:

Take only the amount you plan to spend.
Keep all money hidden in a safe place.

Avoid flashing your money in public.

Transporting Gifts

Gifts left unattended in the back seat of your car can be tempting to a thief.

Always lock your car.
Pick up major items at the end rather than the beginning of a shopping trip.

Lock all purchases in the trunk of your car.
Immediately remove all purchases from your car when you return home.
Consider a locker at the shopping center.

Deliveries

Do not give criminals an easy opportunity.

Schedule deliveries for times when you plan to be at home.
Make arrangements to have your parcels delivered to a neighbor or to your workplace if you are unable to be at home.

If you live in a multi-unit building, bring packages left outside for your neighbors into a secured area and advise your neighbor immediately.

Home Security

Many people like to keep their presents out for days before or after the holiday. Also, homes are more vulnerable, given the time spent shopping and visiting.

Close the blinds/curtains at night or while your away.

Garage locks are usually the weakest locks you have. Avoid hiding presents in the garage. A second-story closet or attic offers you safer storage.
Break up boxes, especially for purchases like televisions and computers. Put the boxes in a garbage bag and set for recycling.
A light display shows ownership and increases lighting in areas around your home.

Holiday Scams

Know your charities and retailers.

Fake charities: If you are asked for a donation, verify the legitimacy of the charity before giving.
Gift cards: Only purchase gift cards from trusted retail outlets. Make sure gift cards have not been tampered with before buying them.
Scam emails and online shopping: Shop only at trusted retail websites. Do not respond to unsolicited emails or click on links in them.


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