Pinch A Penny vs Charter Financial Franchise Comparison

Below is an in-depth analysis and side-by-side comparison of Pinch A Penny vs Charter Financial including start-up costs and fees, business experience requirements, training & support and financing options.

Start-Up Costs and Fees

 
Pinch A Penny Franchise
Charter Financial Franchise
Investment $289,375 - $411,200$195
Franchise Fee $50,000N/A
Royalty Fee 6%-
Advertising Fee 4%-
Year Founded 19751997
Year Franchised 19761999
Term Of Agreement --
Term Of Agreement --
Renewal Fee --


Business Experience Requirements

 
Pinch A Penny Franchise
Charter Financial Franchise
Experience --

Financing Options

 
Pinch A Penny Franchise
Charter Financial Franchise
  In-House/3rd PartyIn-House/3rd Party
Franchise Fees -/--/-
Start-up Costs -/--/-
Equipment -/--/-
Inventory -/--/-
Receivables -/--/-
Payroll -/--/-

Training & Support

 
Pinch A Penny Franchise
Charter Financial Franchise
Training On-The-Job Training: 70 hours Classroom Training: 100 hours Our training is a "packaged" offer that comes with: Excellent Home Study Manual - "Building Wealth Together" Online Training Materials Weekly Tele-Seminar Training Sessions
Support Purchasing Co-ops Newsletter Meetings/Conventions Toll-Free Line Grand Opening Online Support Security/Safety Procedures Field Operations Site Selection Proprietary Software Franchisee Intranet Platform Newsletter Meetings Advertising/Marketing Technical Support Online Support Phone Support
Marketing Co-op Advertising Ad Templates National Media Regional Advertising Social media SEO Website development Email marketing Loyalty program/app -
Operations - - Business can be run from home. - Business can be run part-time. - Business can be added on to an existing business.

Expansion Plans

 
Pinch A Penny Franchise
Charter Financial Franchise
US Expansion -Yes
Canada Expansion --
International Expansion --

Company Overviews

About Pinch A Penny

Pinch A Penny strives to be unrivaled in providing value, quality and service to their customers. Perhaps that's why they're now 230 stores strong and growing. But they'd also like to think it's because their swimming pool expertise is something clients can count on to keep their pool and spa its healthiest and their client's family it's happiest. In fact, Pinch A Penny stores are all staffed with fully-trained people. They have more Certified Pool Operators than any other company and their continuing education programs are unparalleled. Since opening its first store in 1975, Pinch A Penny has become the largest franchised retail pool, patio and spa company.

   ""     "Top    "Entrepreneur
In Franchise Business Reviews' Top 200.
#26 in Gator's Top franchises.
#150 in Franchise 500 for 2020.
#254 in Franchise 500 for 2021.




About Charter Financial

Looking for the perfect business to work during this bad economy? Our business is one of the few that is actually prospering during these bad economic times because we offer a very valuable financial service to our customers. If you have interest in helping people in need, while making a great income at the same time, then NOTE BROKERING would be great for you. Note Brokering is THE BEST business to work during a bad economy! Our company, Charter Financial, is a national purchaser of owner financed mortgages, land contracts, deeds of trust, structured court settlements, annuities, lottery winnings, business notes and WE NOW PURCHASE NON-PERFORMING BANK LOANS TOO. Here's how it works - There are literally millions of people around the country who are receiving payments from these types of notes. The only problem is that these people have to wait years and years to collect the money that is owed them. Most of them would prefer a lump sum of cash now for their "notes" but don't know who to sell them to, since banks can't help them. We help these individuals by providing them with a lump sum of cash now in exchange for the rights to receive their future payments. You can get in on the action by finding these note holders for us. We teach you how to locate them and all you do is bring the deals to us and YOU EARN HUGE REFERRAL FEES each time. Our business has never been better because there are so many people who are in need of cash and because of this, note holders are selling their notes at a record pace. Also, there are thousands and thousands of new owner financed real estate notes and land contracts being created everyday, because banks are still not lending. Add it all up and you can see that NOW IS THE TIME to work this great business. You can work this business from anywhere in the country with no territorial restrictions and you make your own schedule. You may work on a part-time basis in addition to your present job or you can work the business on a full-time basis. We train our own consultants so that you know exactly how to locate these note holders and you know exactly how to get the deals to us. Performance Bonus - $195 for your first deal, $250 for your second and $500 on your third. These bonuses are in addition to the fees you will be earning on each transaction. We do all the paperwork for you on your deals (at no cost to you) 30 Day Money Back Guarantee We are the industry leader and have been in business for over 15 years. We are an A-Rated BBB Company and we offer the best training and support in the industry. By working together, we can both profit. The fees that you earn from each deal range from a thousand dollars to $50,000+. The average fee is around $3,000 per transaction and the average amount of time spent on each deal is around 1 to 2 hours.